Perguntas frequentes

A Personal Banker is a professional trained to find the best deals on insurance, financing, consortiums, loans, credit offers, and other banking services, and to recommend them to their clients.In other words, they curate and recommend financial products and services. In this case, the operational work is handled by the represented partner and, in some cases, by Reiback Digital through its trading desks. The Personal Banker Agent only focuses their efforts on acquiring, managing, and building relationships with their client portfolio.A banking correspondent, on the other hand, represents a financial service of a bank/institution and uses the institution's resources to grant credit. They are also responsible for the entire operation. In other words, they need to invest energy and time in all stages of a negotiation.

The Personal Banker Agent is a Reiback Digital client and contracts our technology (platform and application) through a usage license. In other words, we provide our subscribers with the tools and operational support to recommend financial products and services to their network of contacts, with autonomy and peace of mind.

No. Each Personal Banker Agent has their own network of contacts or clients. We offer the platform/technology/marketplace for Personal Bankers Agents to develop autonomously, supporting them in all stages of the business and guiding them on prospecting for new clients.

Reiback Digital is a financial platform for independent bankers, the Personal Bankers. They are our clients, not franchisees.To become a Reiback Digital franchisee, the franchisee must invest in a franchise license, set up their company, and hire their own Personal Banker Agents.

Currently, Reiback Digital targets professionals with experience in retail banking, credit unions, banking correspondents, salespeople, brokers, or advisors affiliated with investment firms.If this matches your profile, after completing the form, a Reiback Digital specialist will evaluate your registration and schedule an interview. We evaluate all professionals who register on our platform and consider criteria such as professional history and current career stage.If approved, you will receive an email with details about the next steps. After paying the one-time membership fee, you will immediately receive access to your personalized online store to begin operations, along with onboarding instructions and training paths. You will have the support of the Reiback Digital team at all times.We also have a corporate university (EAD) for the professional development of our Personal Banker Agent partners.

No, if the Personal Banker Agent does not achieve results in the first year of using the platform, their login and password will be suspended, and to continue access they will need to register again on the platform.

The Personal Banker Agent is paid for each successful sale, upon presentation of an invoice, following the rules of each partner and product. Reiback Digital offers the best commission rates on the market, due to the monthly volume of opportunities it generates for its partners. Compared to when a professional chooses to partner directly with a financial institution, Reiback Digital's commissions are even more attractive.As a Personal Banker Agent, you have access to the complete commission table with all the rules and details, and you can track the evolution of your commissions.

Using your CPF (Brazilian taxpayer ID number) is important to ensure you are a real person – and not a robot.To receive commissions, the Personal Banker Agent must issue an invoice and therefore must establish a company with a CNPJ (Brazilian tax ID).

Businesses and individuals can access the Reiback Digital platform completely free of charge. They choose a Personal Banker Agent, and together with this professional, select the most attractive solutions for their needs from our marketplace, without any commitment to any particular institution.